Send money to 🇻🇪 Venezuela Pay nothing.

The money app for people whose lives cross borders.
Spend, trade, or save it on the other side.

Everything you need from a money app. In one place.

Woman smiling on a video call, waving at her phone
01 Send.
01 Send anywhere

Send.

Send money instantly to anyone, anywhere. No fees. Free forever.

Man pouring coffee at home in the morning
02 Trade.
02 Markets, open

Trade.

Crypto and US stocks, from any amount. No foreign brokerage, no minimums, no paperwork. Your portfolio starts wherever you do.

Friends sharing dinner and wine at a restaurant
03 Spend.
03 180M+ merchants

Spend.

Spend your balance across 180+ million locations across the world, with just a tap. It’s as simple as that.

A passport and keys on a kitchen counter in morning light
04 Save.
04 5.2% APY

Save.

Earn 5.2% on your savings in real-time. No fees. No long withdrawal periods. Your money stays yours until you need it.

Sending money across the world is as simple as knowing your friend’s name.

Whether you're paying someone or getting paid, dap handles the distance.

24/7 access to US stocks and cryptocurrency.

No KYC. No hidden fees.
dap makes sure nothing stands between you and the world’s best companies.

$0 Fees. Forever.
5.2% APY on savings
180M+ Merchants worldwide
24/7 Markets never close

Your money,
your control.

Access to your account sits with you alone. That’s how dap was designed, and that’s how it stays.

Your bank account was built for one country. Your life was not.

Join 0 people who are already waiting for early access.

Android available now · iOS coming soon

FAQ

Is dap a bank?

No. dap is a money app, not a bank. Your balance sits with you alone — access to your account belongs to you, and only you.

Do I need to complete KYC verification?

No, using dap does not require you to complete a KYC verification process. However, some features, such as funding your dap account using local currencies, may require you to complete verification.

What are the fees for using dap?

dap currently charges no fees on any of its features. You can send, save, and trade at no cost whatsoever. Some third-party features, such as funding your account using local currencies or spending your dap balance at merchants, may impose fees.

Which countries does dap support?

dap aims for broad access. However, the availability of certain features such as spending, trading, and funding may vary by location or region.

How do I download and use dap?

You can download the dap application directly to your mobile phone from the Google Play Store. Apple / iOS access is currently under development and will be available soon.